Privacy Policy

1. Data Controller

The data controller responsible for processing your personal data is:

Organisation: Solvenerato
NIF: G44564162
Address: C. González Adalid, 3, 30001 Murcia, Spain
Email: info@solvenerato.com
Phone: +34 868 188 927

Solvenerato is a financial education project subsidised by local public entities. It does not provide financial services, credit intermediation, or investment advice of any kind.

2. Personal Data We Collect

We collect personal data only when you voluntarily provide it to us through the contact form on this website. The categories of data collected include:

• Full name
• Email address
• Phone number (optional)
• The content of your message

We do not collect sensitive categories of personal data as defined in Article 9 GDPR. We do not collect financial account information, credit data, or any data relating to economic circumstances.

3. Legal Basis for Processing

The legal basis for processing your personal data is your freely given consent, as provided for in Article 6(1)(a) of the GDPR and Organic Law 3/2018 of 5 December on the Protection of Personal Data and the Guarantee of Digital Rights (LOPDGDD).

By submitting the contact form and checking the privacy checkbox, you consent to the processing of your data for the purpose of responding to your enquiry. You may withdraw this consent at any time by contacting us at info@solvenerato.com.

4. Purposes of Processing

Your personal data is processed exclusively for the following purpose: to respond to enquiries submitted through the contact form on this website. Data is used to identify your enquiry, communicate a response, and provide information about our workshop programme.

We do not use your data for marketing purposes, profiling, automated decision-making, or any purpose beyond responding to your specific enquiry. We do not sell, rent, or share your personal data with third parties for commercial purposes.

5. Data Retention

Personal data submitted through the contact form is retained only for as long as necessary to respond to and resolve your enquiry. Once the enquiry has been addressed, data is deleted within a reasonable period not exceeding twelve months, unless a longer retention period is required by applicable law.

Technical logs generated by the website hosting infrastructure may be retained for a shorter period in accordance with standard security practices.

6. Data Recipients and Transfers

Your personal data is not shared with third parties except where necessary to operate the website (for example, hosting providers). Any such service providers act as data processors under written agreements that comply with GDPR requirements.

We do not transfer personal data to countries outside the European Economic Area (EEA) without appropriate safeguards in place as required by Chapter V of the GDPR.

7. Your Rights

Under the GDPR and the LOPDGDD, you have the following rights in relation to your personal data:

• Right of access (Article 15 GDPR): You may request confirmation of whether we process your data and obtain a copy.
• Right to rectification (Article 16 GDPR): You may request correction of inaccurate or incomplete data.
• Right to erasure (Article 17 GDPR): You may request deletion of your data where there is no legitimate reason for continued processing.
• Right to restriction (Article 18 GDPR): You may request that processing be restricted in certain circumstances.
• Right to data portability (Article 20 GDPR): You may request your data in a structured, commonly used, machine-readable format.
• Right to object (Article 21 GDPR): You may object to processing based on legitimate interests.
• Right to withdraw consent: Where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at info@solvenerato.com. You also have the right to lodge a complaint with the Spanish Data Protection Authority (Agencia Española de Protección de Datos — AEPD) at www.aepd.es.

8. Cookies

This website uses cookies. For detailed information about the cookies we use and how to manage your preferences, please refer to our Cookie Policy.

9. Security

We apply appropriate technical and organisational measures to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure, or access. These measures are reviewed and updated as necessary to reflect changes in technology and risk.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The date at the top of this page indicates when the policy was last revised. Continued use of the website after any update constitutes acceptance of the revised policy.