In-person workshops at civic centers across Murcia

All sessions are free, require no prior knowledge, and provide printed materials to take home. Each workshop covers one specific topic in depth.

Workshop 01

Household Budget Planning

Understanding where money goes each month is the foundation of financial stability. This workshop walks through the process of creating a budget that reflects real household income and expenditure.

Participants explore the difference between fixed and variable expenses, identify spending patterns, and build a personalised budget template during the session. The format is hands-on from the start.

90 minutes

Group session

Materials included

Free of charge

Workshop participant filling out a household budget planning worksheet at a desk

Facilitator explaining debt warning signs to a small group in a workshop setting

Workshop 02

Preventing Over-indebtedness

Debt can accumulate gradually and quietly. This session helps participants recognise the signals early — before a manageable situation becomes an unmanageable one.

Topics include how consumer credit works, the difference between secured and unsecured debt, how interest compounds over time, and what options exist when debt becomes difficult to service. The session does not provide financial advice — it provides financial literacy.

This session covers general educational information about debt. It is not financial advice and does not address individual financial situations.

Workshop 03

Social Benefits and Public Support

Spain has a range of social protection mechanisms that many eligible families do not access, often because the system can be difficult to navigate. This workshop demystifies the process.

The session covers the Ingreso Mínimo Vital, regional minimum income provisions, housing assistance programmes, utilities support, and educational grants. Participants receive a reference guide to take home listing key contact points and eligibility criteria in plain language.

Eligibility for any social benefit must be confirmed with the relevant public authority. Solvenerato provides educational overviews only and does not process applications or provide legal guidance.

Workshop facilitator showing a family a printed guide to social benefits and public support programmes

Practical Information

What to expect at a session

Venue

Civic centers in Murcia

Sessions take place at public civic centers within the municipality of Murcia. Specific venues are confirmed when you register your interest. All locations are accessible by public transport.

Duration

Approximately 90 minutes

Sessions begin with a short introduction, move into the main educational content, include a practical exercise, and close with an open question period. There is no fixed end-time pressure.

Materials

Printed and practical

Every participant receives a printed pack for the session topic. These are designed for ongoing use at home — not just reference during the workshop. No digital device is needed to participate.

Enquire

Find out about upcoming sessions

Contact us to ask about session dates, available spaces, and civic center locations. There is no obligation to attend once you enquire.